Risk Framework · Adaptive Capital Architecture
Systematic Regime-Switching Architecture

Adaptive Capital Architecture

Institutional regime-switching architecture for long-cycle capital resilience and crisis monetization.

Private institutional package available following qualification.


What ACA Is

Adaptive Capital Architecture (ACA) is a fully systematic regime-switching architecture. Capital is allocated between a growth regime and a protective regime based on an objective, rules-based macro signal — with no discretionary decisions and no fitting of rules to historical outcomes.

Architecture parameters and signal mechanics are disclosed within the institutional documentation package.


Two Implementation Paths
ACA Pure

Liquid exchange-traded instruments only. No OTC derivative overlay, no ISDA. The full regime architecture, executed through standard exchange and custodial infrastructure.

Minimum mandate USD 10M
ACA Institutional

ACA Pure plus an additional overlay within a pre-defined risk budget, activated in Regime 2 for crisis monetization. Requires ISDA/CSA.

Minimum mandate USD 50M

Evidence Base

Primary period (Oct 2003 – May 2026): in the model backtest, the architecture is compared against the S&P 500 Total Return across the same historical window.

S&P 500 TR
CAGR
10.94%
Max DD
−50.96%
Sharpe
0.66
ACA Pure
CAGR
13.78%
+2.84 pp vs S&P
Max DD
−25.07%
25.89 pp lower DD
Sharpe
0.96
+0.30 vs S&P
ACA Institutional
CAGR
15.68%
+4.74 pp vs S&P
Max DD
−23.71%
27.25 pp lower DD
Sharpe
0.89
+0.23 vs S&P
Model backtest growth of $100
Primary period: Oct 2003 – May 2026
Model backtest growth of $100 Indexed monthly model backtest growth from October 2003 to May 2026.
CAGR Max Drawdown Sharpe
S&P 500 TR10.94%−50.96%0.66
60/40 SPX/Bond8.22%−26.09%0.73
All Weather7.49%−21.07%0.77
ACA Pure13.78%−25.07%0.96
ACA Institutional15.68%−23.71%0.89

Full comparative table — 8 portfolios, 4 periods — available in the documentation package.

Extended testing across a 73-year horizon (April 1953 – May 2026, 878 monthly observations across four overlapping periods) confirms the same directional result. From 2003 onward, the architecture is tested on live market data across all components; earlier periods extend coverage through calibrated historical proxies. The signal construction contains no look-ahead. All key results are confirmed through computational verification and are available in the closed institutional package, including the Python model and separate Excel/VBA audit workbooks.


Documentation Package

A four-tier documentation package — 19 documents — structured around the institutional review process.

01
First Contact
02
Investor Review
03
Due Diligence
04
Execution

Includes methodology, testing results, sensitivity analysis, verification materials, a due diligence Q&A, mandate memo, and fee schedule.

Available following qualification.


Access

Institutional investors only. Materials available following qualification.

Request Access

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